PRIVACY POLICY 

Lux Saviour LLP, a company incorporated in Singapore with registration number  T18LL1199H (“Lux Saviour”), provides Lux Saviour Services (as defined below) on the basis that personal data (as defined below) which it obtains will be handled in accordance with the terms as set out below (“Lux Saviour Privacy Policy”), which forms part of Lux Saviour Terms.

By accessing or

using any part of Lux Saviour Website (as defined below) or Lux Saviour Services,

User (as defined below) is deemed to have understood, accepted and agreed to be

bound by the latest current version of Lux Saviour Privacy Policy. If User does

not agree with any part of Lux Saviour Privacy Policy, User must immediately

cease to use Lux Saviour Services altogether.

 

 

  1. Terms and Expressions

 

1.1 In this Lux Saviour Privacy Policy, the following terms and expressions shall have the meanings given to them and as set out opposite them respectively as follows:

“Lux Saviour Data Protection Officer” the person named and whose contact particulars are set out in the box at the beginning of this Lux Saviour Privacy Policy, or as may be otherwise nominated by Lux Saviour from time to time;

 “Lux Saviour Privacy Policy” the meaning given to it in the opening paragraph above;

 “Lux Saviour Services” services made available by Lux Saviour as described and within the scope stated in Lux Saviour Terms;

 “Lux Saviour Terms” the terms and conditions applicable to the use of Lux Saviour Services as referred to and to which a link is provided in the opening paragraph above (including all updates and amendments thereto);

 “Lux Saviour Website” Lux Saviours website located http://luxsaviour.com;

 “Other Purpose” the meaning given to it in paragraph 2.3 below;

 “person” any natural person or legal entity, as the case may be;

“Personal Data” any data about an individual who can be identified either

(i) from that data alone; or

(ii) from that

data together with other information to which Lux Saviour has or is likely to

have access;

and may include, inter alia, such individual’s name,

date of birth, gender, email address, delivery address, billing address,

contact number and payment details;

 “Specified

Purposes” the meaning given to it in paragraph 2.1 below;

 “Third Party

Website” any website operated by a third party other than Lux Saviour;

 “User”

a person who is effectively registered with Lux Saviour in accordance with Lux

Saviour’s prescribed requirements, for the use of Lux Saviour Services;

 “User Account” the unique account assigned to User by Lux Saviour for the use of Lux Saviour Website and Lux Saviour Services.

 1.2 References in Lux Saviour Privacy Policy to any word:

1.2.1 importing a gender shall be construed in any other gender as the context requires;

1.2.2 denoting the

plural shall be construed accordingly based on the definition herein of such

word in the singular; or

1.2.3 denoting the

singular shall be construed as denoting the plural or vice versa as the context requires.

1.3 Title headings

in and the arrangement and division of provisions into numbered paragraphs in Lux

Saviour  Privacy Policy shall have no

significance in the interpretation of the substantive terms thereof.

 

  1. Purposes for Collection, Use and/or Disclosure of Personal Data

 

2.1 Specified Purposes

Generally, Lux Saviour may collect, use and/or disclose User’s Personal Data for the following purposes (“Specified Purposes”):

2.1.1

administering and providing User with various Lux Saviour Services;

2.1.2 generating

invoices and/or processing payments from User;

2.1.3 handling and

responding to User’s requests and/or complaints;

2.1.4 assisting

User in evaluating and finding suitable products and services on Lux Saviour

Website;

2.1.5 managing,

developing, personalising and/or enhancing operations, content and features in

relation to Lux Saviour Services and/or Lux Saviour Website;

2.1.6

communicating to User administrative updates and notices (including but not

limited to changes in Lux Saviour Terms or Lux Saviour Privacy Policy) or

marketing and promotional materials;

2.1.7 profiling

User and performing market research and analytics;

 

 

 

2.1.8 maintaining

and archiving electronic records and correspondence relating to User;

2.1.9 verifying

User’s identity and other particulars;

2.1.10 preventing,

detecting and/or investigating fraud, other criminal offences or violations of Lux

Saviour Terms;

2.1.11 obtaining

legal advice or carrying out any legal processes or purposes, including dispute

resolution;

2.1.12 complying

with any local or foreign law, regulation, guideline, administrative direction,

court order or request from any government authority (whether for investigative

or law enforcement purposes or otherwise);

2.1.13 any purpose

set out in Lux Saviour Terms; and

2.1.14 any other

purpose reasonably related or ancillary to those stated above.

 2.2

Consent to Specified Purposes

By assessing or using any part of Lux Saviour Website or Lux Saviour Services, User consents to the collection, use and/or disclosure of her Personal Data for the Specified Purposes.

 2.3

Consent to Other Purpose 

In the event that Lux Saviour proposes to collect, use and/or disclose User’s Personal Data for any purpose other than any of the Specified Purposes (“Other Purpose”):

2.3.1 Lux Saviour

will notify User of such Other Purpose prior to such collection, use and/or

disclosure of Personal Data; and

2.3.2 User shall

have 7 days to object to such Other Purpose, failing which, User shall be

deemed to have consented to the collection, use and/or disclosure of her

Personal Data for such Other Purposes.

 2.4

Third Party Consent

Where User provides to Lux Saviour any Personal Data relating to a third party, User represents and warrants that she has obtained all necessary consents relating to the collection, use and disclosure of Personal Data from such third party for the Specified Purposes or any Other Purpose as may be applicable.

 2.5

Withdrawal of Consent

2.5.1 User may withdraw her consent in relation to any of the Specified Purposes or any Other Purpose by:

(i) changing her

preferences in relation to such Specified Purpose or Other Purpose manually

using her User Account where such editing facility is made available; or

(ii) giving not

less than 10 days’ notice of such withdrawal of consent to Lux Saviour Data

Protection Officer.

2.5.2 Upon and

depending on the extent of such withdrawal of consent, Lux Saviour may not be

in a position to continue providing User with some or all of Lux Saviour

Services and/or access to some or all parts of Lux Saviour Website.

 

  1. Collection of Personal Data

 

3.1 Lux Saviour

may collect User’s Personal Data when:

3.1.1 Personal

Data is submitted (whether directly by User or otherwise) to Lux Saviour in

connection with the registration of User Account;

3.1.2 User

performs transactions using Lux Saviour Services, whether on Lux Saviour

Website or otherwise;

3.1.3 User

consents or subscribes to Lux Saviour’s marketing or promotional activities or

materials;

3.1.4 User

communicates with Lux Saviour’s customer service officers or operations

personnel, whether via Lux Saviour Website, email, mobile devices or other

electronic means, and whether for purposes of obtaining technical support or

otherwise; or

3.1.5 User submits

Personal Data to Lux Saviour in any other manner or for any other reason.

3.2 In addition,

upon User’s access to Lux Saviour Website, whether or not for the purpose of

using Lux Saviour Services, the following information, including any embedded

Personal Data, may be automatically collected:

3.2.1 information

on User’s browser type and internet protocol (IP) address;

3.2.2 the website

that User was browsing prior to visiting Lux Saviour Website; and

3.2.3 the dates

and times of User’s access to Lux Saviour Website.

 

  1. Disclosure of Personal Data

 

Lux Saviour shall keep confidential any Personal Data of User within its possession or control, but may disclose such Personal Data to the following parties for or in connection with the Specified Purposes or any Other Purpose:

4.1 persons affiliated with Lux Saviour, such as Lux Saviour’s related companies;

4.2 third party

service providers who provide various services to Lux Saviour, including but

not limited to data processing, information storage, telecommunications,

payment, marketing and collection/delivery services; or

4.3 Lux Saviour’s

professional advisors, such as lawyers and auditors;

4.4 banks and

other financial institutions;

4.5 liquidators,

receivers, judicial managers or other persons appointed pursuant to any

bankruptcy, winding-up, judicial management or other similar proceedings;

4.6 any court,

competent tribunal or other judicial body;

4.7 any government

agency or regulatory or administrative body; and/or

4.8 any other

party to whom the disclosure of User’s Personal Data by Lux Saviour has been

authorised by User.

 

  1. Retention of Personal Data

 

Lux Saviour shall

retain User’s Personal Data until the retention of such Personal Data:

5.1 no longer

serves the purpose for which the Personal Data was collected; and

5.2 is no longer

necessary for legal or business purposes.

 

  1. Accuracy of Personal Data

 

User shall ensure

that all Personal Data that she provides to Lux Saviour is accurate, complete

and not misleading in any way.

 

  1. Access to and Correction of Personal Data

 

7.1 Access

User may request

access to her Personal Data within the possession or control of Lux Saviour by

submitting such request to Lux Saviour Data Protection Officer.

 7.2 Correction 

User may correct

her Personal Data within the possession or control of Lux Saviour by:

7.2.1 making such

corrections manually using her User Account where such editing facility is made

available; or

7.2.2 submitting a

request for such correction of Personal Data to Lux Saviour Data Protection

Officer.

 7.3 Response and

Fees

Upon receiving any

request from User regarding access to or correction of Personal Data, Lux

Saviour shall:

7.3.1 Lux Saviour

to respond to such request within 30 days of receiving the same; and

7.3.2 be entitled

to charge a reasonable fee for processing such request.

 

  1. Security Measures

 

8.1 Lux Saviour

shall take all reasonable security arrangements to protect Personal Data within

its possession or control from unauthorised access, collection, use,

disclosure, modification or other similar risks.

8.2. However, as

the electronic storage and/or transmission of information is subject to

inherent risks and cannot be completely secure from unauthorised access, Lux

Saviour does not guarantee absolute security of such Personal Data and shall

not be liable for events arising from any security breach including on account

of any third party mischief or technical failure.

 

      9. Security Measures

 

9.1 A “cookie” is

a small text file placed by a web server on the web browser of a computer, and

which can thereafter be retrieved by or through such web server.

9.2 Lux Saviour uses

“cookies” on Lux Saviour Website in order to:

9.2.1 enable Lux

Saviour Website to function correctly; and/or

9.2.2 record

information for administrative, statistical and maintenance purposes, such as

the:

(i) date, time or

duration of visits to Lux Saviour Website, including in relation to specific

pages on Lux Saviour Website; and

(ii) information

searched for by Users on Lux Saviour Website.

9.3 Although User

may choose if and how “cookies” used by Lux Saviour will be accepted or

permitted to operate, such as by configuring her preferences and options in the

web browser of her computer, Lux Saviour cautions that disabling such “cookies”

may affect the functionality or cause delays in the operation of Lux Saviour

Website.

 

  1. Third Party Websites

 

10.1 Lux Saviour

Website may contain links to Third Party Websites, which:

10.1.1

automatically receive User’s IP address when User clicks on such links; and/or

10.1.2 may

download “cookies” to User’s computer, or use other technologies such as

JavaScript and “web beacons” (also known as “1×1 gifs”) to measure the

effectiveness and customise the content of such links.

10.2 User

acknowledges and accepts that Lux Saviour does not have access to or control of

and shall not be responsible for the “cookies” or other tracking technologies

that may be placed or deployed through Third Party Websites, the practices and

policies in relation to which may differ from Lux Saviour’s.

 

  1. Amendments to Lux Saviour Privacy Policy

 

11.1 Lux Saviour

may amend Lux Saviour Privacy Policy without prior notice and without liability

at any time.

11.2 User is

expected to keep updated on any amendments to Lux Saviour Privacy Policy, which

User shall be deemed to have understood and accepted and agrees to be bound by

and comply with from the effective date thereof as stipulated by Lux Saviour.